Family financial planning

Saving for children

Make plans for children’s near-term needs and longer-term opportunities.

Practical things to consider

Examples include school activities, a first car, training or higher education.

Short-term money generally needs easy access; longer-term investments involve risk and may fall in value.

A Junior ISA belongs to the child and is generally inaccessible until age 18; check current eligibility and limits.

Should I use a Junior ISA?

It depends on the goal, access requirements and your circumstances. Review current rules before deciding.

Remember: This is general education, not personal financial, investment, tax or legal advice. Rules and product terms can change.

Browse the guides, write down your questions and use our shared contact page when you are ready.