Map the risks
List mortgage or rent, childcare, food, transport and other ongoing commitments.
Family financial planning
Protecting your family
Consider how your household would cope if income stopped or a family member died.
← Family finance overview
Practical things to consider
Check what you already have
Look at employer sick pay, death-in-service benefits and existing insurance.
Understand the differences
Life insurance, income protection and critical illness cover respond to different circumstances; definitions and exclusions matter.
Questions families ask
Do all families need the same cover?
No. Dependants, savings, work benefits, affordability and existing policies all affect needs.
Remember: This is general education, not personal financial, investment, tax or legal advice. Rules and product terms can change.
Need a starting point?
Browse the guides, write down your questions and use our shared contact page when you are ready.
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