Family financial planning

Pensions and retirement

Understand what retirement income might look like and where to find reliable figures.

Practical things to consider

Find workplace and personal pension statements, including older plans.

Use GOV.UK to obtain a personal State Pension forecast and understand your record.

Consider housing, utilities, travel, care and the impact of inflation.

Check who is nominated to receive pension benefits on death.

When can I access a pension?

Access ages and rules vary; check your scheme and current UK legislation.

Remember: This is general education, not personal financial, investment, tax or legal advice. Rules and product terms can change.

Browse the guides, write down your questions and use our shared contact page when you are ready.